Tag Archives: banking sector
Montenegro’s banking strength contrasts with a fragile industrial base, leaving investors exposed to external swings
Montenegro’s banking system is well-capitalised and liquid, but the real economy remains narrow and import-dependent. The result is a stability model that relies heavily on external…
Montenegro banks start 2026 with strong capital and liquidity—stability built for resilience, not complacency
Montenegro’s banking sector begins 2026 with total assets of about €7.7 billion and capital above €1.0 billion, leaving solvency well over the regulatory minimum. Liquidity remains…
Serbia’s banks shift from lending intermediaries to project-focused capital allocators
Serbia’s banking sector remains highly stable, but its role is changing as investment-led growth increases demand for long-term financing in energy, infrastructure and industry. That evolution…
Serbia’s banks look stable, but credit is getting pickier as external risks reshape lending
Serbia’s banking system in 2026 shows strong buffers—non-performing loans at a historic low, contained inflation and ample foreign-exchange reserves. But lending growth is shifting toward a…
Montenegro’s euroized banking system delivers stability—but makes capital flows the real policy lever
Montenegro runs a fully euroized banking system without monetary sovereignty, trading exchange-rate risk for limited emergency liquidity tools. As tourism, real estate and external capital inflows…
Montenegro’s stock market picks up, but banking dominance keeps capital markets shallow
Montenegro’s stock exchange saw turnover jump in the first quarter of 2026, but trading remains concentrated and liquidity thin. With banks still intermediating most savings and…
Serbia banking growth tilts toward households as corporate lending slows
March figures from Serbia’s banking association show total loans edging up, but credit to companies fell while household borrowing continued to expand—an early sign of divergence…
Addiko takeover battle could redraw Montenegro’s banking landscape
Montenegro’s Addiko Bank subsidiary is likely to change hands as NLB and RBI compete for control of Addiko Bank AG. The bidders’ different post-deal strategies—regional integration…
Montenegro banks shift credit toward firms while tightening household lending
Montenegro’s banks are recalibrating lending by easing credit for companies—especially those tied to investment and stable cash flows—while tightening terms for households through stricter eligibility, lower…
Montenegro banks look stable on paper, but concentrated lending ties risk to tourism and real estate
Montenegro’s banking sector shows resilience in capital, liquidity and non-performing loans, yet its loan book is heavily concentrated in real estate, construction and tourism-linked activity. Under…