Finance & Investments
Herceg Novi opens institutional funding pathway for a year-round wellness and private healthcare platform
Herceg Novi is positioning its Herceg Novi–Igalo healthcare legacy and coastal climate as the base for an institutional-grade wellness and private healthcare campus designed to deliver…
Montenegro banks shift gears: faster credit growth, lower rates—and a tougher test of how risk is deployed
Montenegro’s banking system entered 2026 with rising profits, expanding loan books and growing deposits, alongside an easing in the effective lending rate on new loans. But…
Montenegro’s euroised budget looks stable in early 2026, but the margin for error is thin
Montenegro’s January 2026 budget shows manageable strain—revenues of €162.6 million and a deficit of €33.2 million (about 0.4% of estimated GDP). But with euroisation removing key…
Montenegro secures EPC licence to roll out instant payments, tightening alignment with SEPA real-time standards
Montenegro has signed a licensing agreement with the European Payments Council (EPC), a step that clears the way for instant payments and positions the country to…
Foreign chambers as Montenegro’s capital gatekeepers—tourism, energy and the next investment wave
Montenegro’s €2–4 billion tourism and real estate cycle is shaped less by open competition than by foreign investor chambers that filter access to premium projects. As…
Montenegro steps up public energy retrofits with EU, KfW and EBRD support under REEP
Montenegro has mobilised more than €100 million for upgrades to schools, healthcare facilities and targeted residential energy-efficiency measures through the EU-backed Regional Energy Efficiency Programme (REEP).…
World Bank backs €40 million Nikšić waste and landfill cleanup platform
The World Bank has approved €40 million in financing for a dual-purpose project in Nikšić aimed at creating a regional waste management and processing centre while…
Montenegro’s debt service bill nears €1 billion, tightening the policy room for investors and government
Montenegro faces rising fiscal sensitivity as its [[PRRS_LINK_1]] obligations move toward €1 billion a year against a total public debt stock of roughly €5.18 billion. With…
Montenegro’s capital allocation shifts: deposits and coastal property face competition from higher-risk assets
Montenegro’s investment landscape is gradually moving beyond bank deposits and coastal real estate, as investors show rising interest in equities, private capital, and energy or digital…